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Home Owners Insurance Information

We offer a wide range of home owners insurance coverage that can be tailored to your needs whether you own a home, condominium, townhouse, mobile home or you rent.

Homeowners Insurance
Our homeowners policies offer you building, liability and personal property coverage for losses due to many perils. There are also additional optional coverages available to meet your specific needs.

Condominium and Townhouse Insurance
These policies provide you with coverage requirements when you live in a condominium or townhouse. Coverages are offered for assessed losses as well as personal property damage and liability protection.

Mobile Homeowners Insurance
Our policy protects you against financial loss resulting from certain perils that may occur.

Renters Insurance
Our policy provides you with liability and property protection renters need.



The following information answers many common questions, and hopefully, will give you a better understanding of Homeowners Insurance.

HOMEOWNERS INSURANCE BASICS
What is homeowners insurance?
What is in a standard homeowners insurance policy?
Are there different types of policies?
What type of insurance do I need for a co-op or condo?
What type of disasters are covered?
Can I own a home without homeowners insurance?
What is renters insurance?
How do I take a home inventory and why?
What's the difference between cancellation and nonrenewal?



BUYING AND SAVING MONEY

Do I need separate coverage for jewelry?
How much homeowners insurance do I need?
How much will it cost?
How can I save money?
What information do I need to provide to my agent?
What if I can't get coverage?
How often should I review my policy?
Should I purchase an umbrella liability policy?



HELP! I HAVE TO FILE A CLAIM

How do I file a homeowners claim?
How does the payment process work?
How is the settlement amount determined?
What can I do if I am having trouble settling my claim?
What is a public adjuster?
How can I avoid scams after a disaster?



HOMEOWNERS TIPS
Dog bite liability
Surviving severe cold weather
Grilling safety
Home security
Lawnmower safety
Pool safety
Protecting your house from mold
Protecting your bike from theft
Remodeling your home
Winter weather preparation



Our goal is to get you the best insurance coverage at the best rate whether you own a home, condominium, townhouse, mobile home, or rent in Harford, Baltimore, Cecil, and surrounding counties.

For a no obligation appointment, please call our office at 410-838-5480. Or, leave your name and information in our Contact form and we will get back to you promptly.

Sincerely,

Betsy Campion

CONTACT US


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