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What is Gap Insurance Coverage?

When you purchase a new vehicle you will often be offered Gap insurance coverage by the dealer. This is because new vehicles are subject to high depreciation when you buy them which takes place the moment you drive them off the lot. God forbid you were to crash and total the vehicle on the way home from the dealer, then your auto insurance policy would only cover...

Whose Auto Insurance Quotes are Cheapest in Maryland?

In today’s article, we will compare some information on how you can shop and find the most affordable auto insurance in Maryland. For the purposes of this article, all pricing data illustrated will be regarding a 30-year-old male driving a 2015 Honda Civic EX. It is important to note that insurance quotes will vary for each individual and vehicle. So, after reading this article and learning...

What is the difference between Hazard and Home Insurance?

For over 20 years at Campion Insurance, we have helped many homeowners insure their greatest assets, their homes. A common question we get is, “What is hazard insurance?” or “Is hazard insurance included with my home insurance?” or “What is the difference between hazard and home insurance?” So, today we wanted to shed some light on this topic and answer these questions for you. It is...

Term vs. Whole Life Insurance: Which Is Best for You?

Here’s a quick guide to the pros and cons of term and whole life insurance. Term life and whole life are two popular variations of life insurance policies. While the basic idea of providing much-needed cash in the event of your death is the same, there are some big differences between the costs and benefits of each one. Here’s a rundown of both varieties, so...

The Biggest Risk To Your Home (And How To Prevent It)

Most people think the biggest risk to their home is a fire or a bad storm.  It’s why they buy insurance (and the fact that it’s required by their mortgage lender). But in reality, the biggest concern is protecting your assets from a liability claim. Consider this… Warm weather has arrived and everyone is beginning their yard work. Mowing, planting flowers, and digging those vegetable...